Licensed money lender · KPKTNo upfront fees · 100% confidential
What we offer

Our services

Personal financing, considered properly.

Personal Instalment Loan

A fixed-term personal loan repaid in monthly instalments over 6 to 60 months, suited to planned expenses such as medical costs, family needs, or home improvements.

Debt Consolidation Facility

Combine multiple existing repayments into a single structured monthly instalment, reviewed against your current income to ensure it remains manageable.

Life Event Financing

Structured financing for planned milestones such as weddings, education fees, or family commitments, with a repayment term matched to your budget.

Eligibility

Who can apply

  • Malaysian citizen aged 18 to 60
  • Employed full-time (permanent or contract) earning RM2,000 or more monthly
  • Based in Kuala Lumpur or Selangor
  • Able to provide the latest 3 months' payslips and Malaysian IC
  • Able to attend a scheduled consultation, in person or online

Not sure?

Submit your details — our local team will review your eligibility and get back to you.

Start Your Application

Apply online today

Submit your details and our team will review your eligibility, explain the terms clearly, and respond within 1 working day. All financing is subject to assessment.

No obligation 100% confidential Licensed lenders
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Required loan disclosures

Representative example & loan terms

Representative exampleRM 10,000 over 36 months · 8.0% p.a.

Approx. RM 313/month · total repayable RM 11,268 (incl. fees). Representative APR 8.0%.

Repayment terms3 – 60 months

Minimum repayment period is over 60 days — this is a longer-term personal loan, not a short-term or payday loan.

Fees & chargesFully disclosed before you sign

No upfront fees. Every charge is shown in your loan agreement.

LicensingKPKT WL4729/10/01-11/081026 · SSM 200001016954 (519561-V)

Licensed money lender under the Moneylenders Act 1951. All loans are subject to eligibility, assessment and approval.

Figures are an illustrative representative example, not an offer or quote. Your actual loan amount, interest rate and repayment term are determined after assessment and are subject to approval.

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