Effective date: 7 August 2026
These Terms & Conditions govern your use of the Dana KL website and application service operated by BUSINESS TOP CAPITAL SDN. BHD. By using this website or submitting information, you agree to these terms.
1. Eligibility to use the service
You must be at least 18 years old and legally capable of entering into an agreement. You must provide accurate, current and complete information and must not submit information on behalf of another person without lawful authority.
2. Nature of the website
The website provides information, preliminary eligibility screening, enquiry handling and an application channel. Website content, calculator results, preliminary messages and form outcomes are not a loan offer, approval, financial advice or binding commitment.
3. Assessment and approval
All financing is subject to identity, income, employment, affordability, document and other verification; applicable law; internal assessment; and final approval. We may request further information, decline an application, or change available amounts and terms where permitted. Submission does not guarantee approval.
4. Financing terms
If an application is approved, the applicable amount, interest rate, fees, repayment period, instalments, total repayment and other binding terms will be stated in the relevant written agreement. Review that agreement carefully before signing. Illustrations on this website may differ from final terms.
5. No upfront application fee
Dana KL does not charge an upfront fee merely to submit the website application. Do not transfer money to an unknown person claiming that payment is required to release financing. Contact us using the details on this website if you receive a suspicious request.
6. Acceptable use
You must not misuse the website, attempt unauthorised access, submit false or unlawful material, interfere with security or operation, copy protected content for commercial use, or use automated tools in a manner that burdens the service.
7. Communications
You consent to being contacted about your enquiry or application through phone, email, SMS or WhatsApp using the details you provide. Marketing communications will be handled in accordance with applicable law and your choices.
8. Intellectual property
The website design, logo, text and other materials are owned by or licensed to BUSINESS TOP CAPITAL SDN. BHD. You may view them for personal, non-commercial use but may not reproduce or exploit them without permission.
9. Availability and third-party services
We do not guarantee uninterrupted or error-free availability. Links, messaging platforms and technical services operated by third parties are subject to their own terms. We are not responsible for unrelated third-party content or outages beyond our reasonable control.
10. Liability
To the extent permitted by Malaysian law, we are not liable for indirect or consequential losses arising solely from reliance on non-binding website information, service interruptions, or unauthorised third-party conduct. Nothing in these terms excludes liability that cannot lawfully be excluded.
11. Governing law
These terms are governed by the laws of Malaysia. Disputes are subject to the jurisdiction of the Malaysian courts.
12. Contact
Questions may be sent to lh@enquirymail.com or BUSINESS TOP CAPITAL SDN. BHD., NO. 16-3, JALAN USJ 9/5N, 47620 SUBANG JAYA, SELANGOR, MALAYSIA.